Trucking & Transportation Equipment Financing

Whether you need a sleeper truck, day cab, box truck, or trailer, our specialized commercial vehicle financing helps you acquire the equipment essential to your success.

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Fast & Easy Approvals

Keep your projects moving and secure the funding you need with fast approvals.

Flexible Loan Terms

Choose from flexible repayment options designed around your business needs.

Instant Funding

Fast-track your access to the equipment you need and focus on growing your business.

Live Support

Work with financial experts who are committed to your business growth and success.

Flexible Truck and Trailer Financing

At Fleet Financial, we specialize in helping owner-operators and fleet owners expand their operations with competitive semi-truck financing options. From semi-trucks to trailers, our customized commercial vehicle loan and leasing solutions are designed to boost your cash flow and profitability.

Financing Solutions

Commercial vehicle loan amounts are subject to approval based on credit assessment and financial eligibility. Interest rates can vary depending on creditworthiness, loan terms, and other considerations.

Terms up to

60 Months

Funding for

Startups

Funding in

1–2 Days

FICO

600+

Equipment you can finance

Commercial Truck Loans and Leasing That’s Hassle-Free

Utility Trucks

  • Bucket Trucks (Cherry Pickers)
  • Crane Trucks
  • Tow Trucks
  • Digger Derrick Trucks

Transport & Delivery Trucks

  • Dry Vans
  • Expeditor Trucks
  • Yard Spotters
  • Pickup Trucks

Specialized Trucks

  • Sleeper Trucks
  • Day Cabs
  • Box Trucks
  • Heavy Haulers
  • Car Carriers
  • Food Service Trucks
  • Fuel/Lube Trucks
  • Logging Trucks
  • Stone Spreader Trucks
  • Grapple Trucks
  • Street Sweepers
  • Vacuum Excavators

Construction & Waste Trucks

  • Dump Trucks
  • Construction Disposal Trucks
  • Recycle Trucks
  • Residential & Commercial Disposal Trucks

Refrigeration & Tank Trucks

  • Refrigerated Trucks
  • Tank Trucks
  • Toter Trucks

Heavy-Duty Trucks

  • Oilfield Winch Trucks
  • Spreader/Plow Trucks
  • Hearses

Hauling Trailers

  • Auto Haulers
  • Flatbeds
  • Step Decks
  • Goosenecks
  • Low Boys

Cargo & Storage Trailers

  • Dry Vans
  • Refrigerated Trailers
  • Office Trailers
  • Utility Trailers

Dump Trailers

  • End Dump Bodies
  • Belly or Side Dump Bodies
  • Rolloff Trailers

Specialized Trailers

  • Intermodal Chassis
  • Grain Trailers
  • Livestock Carriers
  • Horse Carriers
  • Scrap Trailers with Open Tops
  • Silage Trailers

Tanks & Bulk Transport Trailers

  • Tank Trailers
  • Dry Bulk Trailers (Cement, Foodstuff, etc.)

Logging & Forestry Trailers

  • Logging Trailers
  • Bucket Trailers (Cherry Pickers)

Vacuum & Specialized Trailers

  • Vacuum Excavator Trailers

Hauling Trailers

  • Auto Haulers
  • Flatbeds
  • Step Decks

Cargo & Storage Trailers

  • Dry Vans
  • Office Trailers
  • Stake Bodies

Dump Trailers

  • End Dump Bodies
  • Belly or Side Dump Bodies

Tanks & Bulk Transport Trailers

  • Tank Trailers
  • Dry Bulk Trailers (Cement, Foodstuff, etc.)

Specialized Trailers

  • Logging Trailers
  • Silage Trailers
  • Scrap Trailers with Open Tops

Flexible Solutions for Owner-Operators

First time owner financing
Loans for drivers with limited experience
Financing for Challenged Credit
Flexible options for Small Fleets

Simplify Commercial Truck & Trailer Financing with Fleet Financial

At Fleet Financial, we provide a range of trailer financing options designed to fit your budget and enhance your profitability. We understand that the trucking and transportation business has specific financing needs when it comes to leasing tractor trailers. With years of experience in semi-truck financing, we understand and overcome the industry’s financing challenges.
 
Whether you’re considering a semi-trailer lease, a traditional trailer loan, or deciding between new or used reefer, dry van trailer, drop deck, low boy, or flatbed trailer, partnering with Fleet Financial is essential. We simplify the process of trailer financing with competitive rates and comprehensive support, including titling, registration, insurance, and warranties.

Financing Solutions

Semi-Truck Financing Made Easy

Fleet Financial offers customized semi-truck financing solutions designed to meet the unique needs of your transportation business. Our streamlined equipment financing process ensures you can move from application to acquisition with ease, enabling you to keep your operations on track and deliver reliable services from pickup to delivery.
 

Maximize Your Cash Flow
Using specialized semi-truck financing through Fleet Financial typically requires fewer upfront costs than traditional bank loans, which often demand a 20% down payment. This helps you preserve cash for essential business expenses like fuel, payroll, and fleet maintenance, ensuring steady growth and operational efficiency.
Access Tax Savings
Take full advantage of tax benefits with Section 179 deductions, which allow you to write off up to 100% of your truck and trailer financing payments. Depending on your financing agreement, you could deduct monthly payments as operating expenses or capitalize the costs for additional savings.
New or Used Options
Whether you’re upgrading to the latest technology or acquiring reliable pre-owned trucks, Fleet Financial provides flexible financing solutions to match your needs. We specialize in both new and used semi-truck financing, making it easier for you to expand your fleet.
Ease Initial Expenses
Start your owner-operator business with minimal upfront costs, freeing up working capital for other essential business investments. With Fleet Financial, you can secure the equipment your business needs without straining your budget, ensuring a smooth path to success.

Unlock the Benefits of Specialized Equipment Financing

Keep Your Working Capital Intact

Our flexible equipment financing solutions help you preserve cash flow and keep working capital available for essential investments. Redirecting these funds can boost your business returns and support long-term growth.

Minimize Upfront Expenses

Fleet Financial makes it easier to get started by requiring less upfront compared to traditional bank loans. While banks often ask for a 20% down payment, our lending options typically require only 1-2 advance payments (2-4%).

Preserve Existing Credit Lines

Utilizing specialized equipment financing opens a new source of credit dedicated to your equipment needs while preserving your existing bank credit lines for other business priorities.

100% Financing

Unlike traditional bank loans, a specialized equipment financing company can cover your equipment and additional costs like installation, maintenance, taxes, shipping, and even software.

Enjoy Tax Advantages

Take advantage of tax savings with equipment financing and leasing options. Depending on your lending choice, you can deduct the entire monthly payment as an operating expense or capitalize the cost to lower your overall tax burden.

Ready to Discover Your Financing Options?

Fleet Financial makes equipment financing simple and hassle-free. Use our easy quote tool to compare options and find the best solution for your heavy equipment needs—saving you time, effort, and money.

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