Construction Equipment Financing

Whether you are investing in roadwork equipment, earth movers, or lifting equipment, choose Fleet Financial to secure the equipment financing that will drive your success.

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Fast & Easy Approvals

Keep your projects moving and secure the funding you need with fast approvals.

Flexible Loan Terms

Choose from flexible repayment options designed around your business needs.

Instant Funding

Fast-track your access to the equipment you need and focus on growing your business.

Live Support

Work with financial experts who are committed to your business growth and success.

Flexible Construction Equipment Financing Solutions

Our dedicated financial experts are committed to supporting you at every turn and helping align your equipment financing options with your business objectives. We specialize in providing unique funding solutions for new and used equipment, including dozers, dump trucks, excavators, and more. Our team offers the support and expertise necessary to help you secure the best financing and leasing options for your construction equipment.

Financing Solutions

Construction equipment loan amounts are subject to approval based on credit assessment and financial eligibility. Interest rates can vary depending on creditworthiness, loan terms, and other considerations.

Terms Up To

60 Months

Time in Business

2 Years

Funding

1–2 Days

FICO

600+

Equipment you can finance

Construction Equipment Financing and Leasing That’s Hassle-Free

Concrete & Asphalt Equipment

  • Concrete Mixers
  • Concrete Pumps
  • Hot Mix Plants for Asphalt
  • Paving or Sealing Equipment
  • Asphalt Pavers

Drilling & Crushing Equipment

  • Crushers and Screeners
  • Directional Drilling and Tunneling Equipment
  • Vertical Rock Drills

Roadwork Equipment

  • Pile Drivers
  • Road Rollers
  • Road Markers

Plant Equipment

  • Aggregate Plants
  • Concrete Plants

Excavation Equipment

  • Bulldozers
  • Dragline Excavators
  • Excavators
  • Trenchers
  • Dozers
  • Mini Excavators

Loading & Hauling Equipment

  • Articulated Dump Trucks
  • Crawler Front Loaders
  • Skid-steer Front Loaders
  • Wheeled Front Loaders
  • Loaders
  • Rock Trenching Machines
  • Wheel Loaders

Grading & Compacting Equipment

  • Graders
  • Scrapers
  • Compactors

Specialized Equipment

  • Motorized Buggies
  • Hydraulic Shovels

Lifting & Hoisting Equipment

  • Derrick Cranes
  • Mobile Cranes
  • Overhead Cranes
  • Tower Cranes
  • Hoists
  • Telehandlers

Storage Solutions

  • Storage Pumps
  • Silos
  • Water Storage Trailers

Material Handling Equipment

  • Conveyor Systems
  • Forklifts
  • Material Handlers

Miscellaneous Tools

  • Industrial Pumps
  • Power Tools
  • Welding Equipment

Construction Equipment Financing Made Easy

Fleet Financial provides heavy equipment financing solutions tailored to your specific needs, enabling you to expand your portfolio of essential construction equipment. Our construction equipment financing process is designed to be fast and hassle-free, ensuring you can swiftly move from application to acquisition with confidence and ease.

Maximize Your Cash Flow
Using a specialized construction equipment financing company typically has lower start-up costs than traditional bank loans, which usually require a 20% down payment. This allows you to optimize cash flow by ensuring funds are available for operational expenses and growth opportunities.
Capitalize on Tax Savings
Take advantage of tax savings by utilizing the Section 179 deduction to deduct up to 100% of your construction equipment financing payments. Depending on your lease, you could write off the entire monthly payment as an operational expense.
New or Pre-Owned Equipment Options
Fleet Financial provides tailored equipment financing solutions for new and used construction equipment. Choosing Fleet Financial means partnering with a team that understands the nuances of used equipment financing.
Ease Initial Expenses
Start your projects with minimal upfront costs, freeing up capital for other critical business needs—partner with our experts to get the construction equipment you need without straining your budget.

Unlock the Benefits of Specialized Equipment Financing

Keep Your Working Capital Intact

Our flexible equipment financing solutions help you preserve cash flow and keep working capital available for essential investments. Redirecting these funds can boost your business returns and support long-term growth.

Minimize Upfront Expenses

Fleet Financial makes it easier to get started by requiring less upfront compared to traditional bank loans. While banks often ask for a 20% down payment, our lending options typically require only 1-2 advance payments (2-4%).

Preserve Existing Credit Lines

Utilizing specialized equipment financing opens a new source of credit dedicated to your equipment needs while preserving your existing bank credit lines for other business priorities.

100% Financing

Unlike traditional bank loans, a specialized equipment financing company can cover your equipment and additional costs like installation, maintenance, taxes, shipping, and even software.

Enjoy Tax Advantages

Take advantage of tax savings with equipment financing and leasing options. Depending on your lending choice, you can deduct the entire monthly payment as an operating expense or capitalize the cost to lower your overall tax burden.

Ready to Discover Your Financing Options?

Fleet Financial makes equipment financing simple and hassle-free. Use our easy quote tool to compare options and find the best solution for your heavy equipment needs—saving you time, effort, and money.

Apply Now